About DCI Insurance | Family-Owned, Association-Focused

Three generations of insurance

One focus

Your association

We didn't become association insurance specialists by accident. It's a deliberate choice—backed by decades of experience and a family tradition of putting clients first.

We built DCI because associations deserve better

Before DCI, we watched property managers and board members get shuffled between generalists who didn’t understand their world.

Voicemails went unreturned.
Quotes arrived late and were confusing.
When claims happened, clients were on their own.‍

We knew it didn’t have to be that way.

Aerial view of a suburban neighborhood with houses, streets, sidewalks, and trees showing autumn colors.

Two-story house with brick and siding exterior, brown roof, and a maroon front door, with a water tower labeled 'PALATINE' visible behind trees.

Multi-story residential building with balconies under a blue sky and an American flag on a flagpole nearby.

Deep expertise, real relationships, and a team that actually picks up the phone.

DCI was founded to bring the service-first values of a third-generation insurance family to the associations that needed it most. We chose to specialize—exclusively serving condos, townhomes, and co-ops—so we could truly understand our clients’ challenges instead of learning on the job.

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Selected Team Members

Dave Constantine

Principal, Director of Business Development

Dave founded DCI on a straightforward belief: Associations shouldn’t have to fight for good service. A third-generation insurance professional, he brings decades of family expertise to every client relationship.

Dan Constantine

Co-Owner, Head of Business Operations

Dan keeps DCI running behind the scenes. He manages carrier partnerships, oversees operations, and makes sure clients always have access to competitive coverage options. When something needs to get done, Dan makes it happen.

Micah Keith

Client Engagement Executive

Micah has spent 11 years in insurance—all of it focused on helping property managers and boards make confident coverage decisions. He’s the person you call when you have questions, need something expedited, or just want someone in your corner.

What we stand for

Showing up when it matters

Community associations are all we do—which means we understand your challenges before you have to explain them.

Partnership over transactions

We're not here to sell you a policy and disappear. We want to be the partner you rely on year after year—through renewals, claims, and board changes.

Showing up when it matters

Need us at a board meeting? We'll be there. Have a claim that needs follow-up? We're on it. Our job doesn't end when the policy binds—that's when it starts.

Associations we work with

Condominium associations

From small walk-ups to expansive complexes, we understand condo-specific coverage: package policies, D&O protection, and the coordination between association and unit-owner insurance.

Townhome associations

Townhomes often fall between traditional HOA and condo
structures. We help you navigate what the association covers versus what owners cover—and make sure the shared elements are protected.

Co-op associations

Co-ops have distinct ownership structures and insurance requirements. We work with boards to ensure coverage reflects how your community actually operates.

Property managers

We help property managers who oversee multiple associations
and make their job easier with responsive service, clear documentation, and a
partner who understands their workflow.

Aerial view of a residential townhouse complex with multiple garages, paved driveways, and surrounding green trees and lawns.

Ready to work with a partner who gets it?

Upper portion of a beige two-story house with two arched windows and blue sky with scattered clouds.

Three generations of insurance. One focus: your association.