Insurance for your Associations With a Team you Can Rely On
Sound familiar?
You’re stuck chasing loss runs and Certificate of Insurance
Quotes come back confusing and hard to present to your board
Your broker is a generalist, not a condo specialist—and it shows
Switching insurance partners feels risky—even when the service isn’t great
You feel like just another policy number and leave voicemails that never get returned
A partner built for community associations and nothing else
This is all we do. No restaurants, retail, or any other industry. This specialization helps us offer deep expertise in the coverage your communities actually need.
Third-generation, family-owned, and local business. When you call, you get a licensed team member, instead of a call center or an impersonal AI agent.
We’re not here for a one-off policy. We want to be the partner you lean on year after year—through renewals, claims, and everything in between.
Our custom-built technology tracks status, saves documents, and keeps you informed without back-and-forth or uncertainty.
Getting started with DCI is simple
Tell us about your association
Contact our experts so we can ask for all the important information, such as property type, number of units, and more.
We compare the market
We gather quotes from the most competitive carriers and present clear, side-by-side options your board can actually understand.
You choose, we handle the rest
Pick the coverage that fits. We coordinate inspections, documents, and certificates, so you don’t have to chase anything down.
Track everything in one place
Access your dashboard to monitor renewal status, pull documents, and request certificates anytime.
What we handle for you
Insurance Program
Property, general liability, D&O, and workers’ comp tailored to what your community needs. We work with carriers who specialize in associations, so you only get quotes that match your board’s requirements.
Quote Comparisons
Our experts will provide you with clear, side-by-side comparisons
between your current coverage and proposed options. This way, your board sees exactly what’s changing and why.
Instant Certificates
Certificates of Insurance delivered when you need them. Request anytime without having to log in or wait.
Claims Support
From the first call to the resolution, our insurance experts are with you
every step of the way, coordinating adjusters, paperwork, and follow-ups.
Renewals on Autopilot
Our custom platform stores your association’s data and tracks renewal timelines. When it’s time, you just verify the details, and we handle the rest.
Vetted. Accredited. Accountable.
CAI is the foremost professional organization for the community association industry. Illinois chapter membership reflects our commitment to the standards, ethics, and continuing education it requires.
The Big I is the national association for independent insurance professionals. Membership signifies that DCI operates independently—bound by professional standards, not carrier incentives.
Trusted Choice is a certification mark for independent agents who have pledged to a national standard of professional conduct, market access, and client advocacy.
Our team includes multiple professionals holding the Certified Insurance Counselor (CIC), Certified Risk Manager (CRM), Certified Personal Risk Manager (CPRM), and/or Certified Insurance Service Representative (CISR) designations through the Risk & Insurance Education Alliance.
Frequently Asked Questions
We work exclusively with community associations—condos, townhomes, and co-ops. This focus means we already understand your challenges, your board dynamics, and your timelines. With DCI, there’s no learning curve, explaining what a COI is, or waiting for someone to do a quick research of your industry.
Quoting association coverage typically takes a few weeks, and that's standard across the industry because carriers need time to assess each property. The difference with DCI? You'll always know where things stand. Our streamlined process cuts unnecessary back-and-forth, and you can track your quote status anytime through CoverageConnect. No chasing, no wondering.
Contact DCI using our intuitive form or just schedule a meeting. Once we have all the required information, we can start looking at the different options, request quotes, and you can track the process easily through our custom platform!
Yes. We provide clear, jargon-free quote comparisons designed for board review. We can also join your meeting (in-person or virtually) to answer questions directly.
Absolutely. We can review your current coverage, identify any gaps or savings opportunities, and help you plan for a smooth transition at your next renewal (or sooner if needed).
Yes. Request COIs anytime through our portal. We know from personal experience how often property managers need these, so we made it as easy as possible.
Condominiums, townhome associations, and co-ops of all sizes. Whether you manage 10 units or 500, we have the carrier relationships and expertise to find the right coverage.
Our U.S.-based team is licensed and ready to help associations in Illinois, Wisconsin, Michigan, and Indiana.
Ready to stop chasing and start trusting your coverage?
